Paying with PayPal

You can either pay immediately or opt for PayPal's Pay in 3, allowing you to split the cost over three payments. You'll need a PayPal account to proceed, so be sure to sign up or log in. Choose your preferred payment method:

1. Pay Now: Pay instantly using your PayPal account.
2. Pay in 3: PayPal's Pay in 3 lets you divide your total into three manageable payments. Check your balance anytime, and feel free to pay off the remainder early if you wish. Remember to spend responsibly - while spreading out payments can be convenient, it's not always the best choice for everyone. Our FAQ section provides more detailed information.

How to Use PayPal on Photo4me.com

Shopping: Find a piece you love on Photo4me.com, add it to your basket, and proceed to checkout.

Selecting Payment Method: Before using PayPal or PayPal Pay in 3, ensure you have a PayPal account. If you don't, setting one up is straightforward during the Pay in 3 process. At the checkout, select 'Change' under 'Payment Type' to choose PayPal's payment methods. Next, click 'Add New Payment Method' and select either 'PayPal Pay Now' or 'Pay in 3 with PayPal Pay Later' for purchases £30 or more. Finalize your order, and you're all set. Please note, if using our app, ensure it is the latest version to access these payment options.

Payment:

1. Pay Now: Choose PayPal at checkout to pay immediately.
2. PayPal Pay in 3: Use your PayPal account to split payments into three smaller amounts. Select 'Pay in 3 with PayPal Pay Later' at checkout and take control of your spending. However, consider your financial situation before opting for 'pay later' options. Make sure you can comfortably manage the monthly payments.

For purchases of £30 or more, 'Pay in 3' will appear as a payment method after logging into your PayPal account. Once chosen, follow a few simple steps to apply for a PayPal Pay in 3 plan and complete your purchase. You can keep track of your payments anytime.

The first payment is charged at checkout, with the second and third payments scheduled one and two months after the purchase date, respectively. If your due date doesn't exist in a given month (e.g., your order was placed on the 31st, and the next month only has 30 days), the payment will be processed on the last day of the month.

PayPal will send reminders about upcoming payments. You can view your payment schedule or make unscheduled payments anytime by logging into your PayPal account.

Requirements:

• A UK bank account
• At least 18 years of age
• A UK residential address
• A PayPal account with a linked debit card

For your information, opting for a three-part payment plan can effectively distribute your expenditure, enhancing your shopping experience with assurance. However, we encourage you to consider your financial situation before opting for any 'pay later' plans. Essentially, ensure that you can comfortably handle the monthly payments.

Choosing to pay with PayPal Pay in 3 incurs no set-up costs.

Please note PayPal Pay in 3 is subject to approval and is only available for UK residents. Terms and conditions do apply. As a responsible lender, PayPal's Pay in 3 service may impact your credit score. A soft-search credit check may be conducted upon your application – a process that leaves a record on your file, visible only to you. Your management of repayments for your PayPal Pay in 3 plan(s) will be reported to credit-reference agencies. As is standard, Buyer Protection is applicable to your eligible purchases made with PayPal Pay in 3. For more details, kindly refer to PayPal's Buyer Protection terms.